This topic contains 70 replies, has 8 voices, and was last updated by 1 week, 2 days ago.
January 6, 2014 at 6:41 pm #11187
Exposing the world’s great lie about ObamaCare and socialized medicine
The New Double Standards in Obamacare’s MedicaidJanuary 6, 2014 at 6:43 pm #11188
Bungle of Joy: HealthCare.gov can’t handle info on newborns
Having a baby in the new year? Good luck trying to enter that into HealthCare.gov.
In the latest glitch to emerge regarding the Affordable Care Act system, health officials are telling new enrollees that the federal insurance marketplace will not be able to update their coverage online to reflect the birth of a baby and other life changes.January 7, 2014 at 11:15 am #11226
Surprise! Walmart health plan is cheaper, offers more coverage than ObamaCare
January 8, 2014 at 11:54 am #11290
- This reply was modified 2 months ago by SGingras.
Muslims EXEMPT.. These guys.. Nope.. It’s all non-biased!!
Obama’s Supreme Court foe: Nuns who care for the elderly poorJanuary 13, 2014 at 6:01 pm #11635
Obamacare’s Hidden Penalty That Could Wallop Your WalletJanuary 13, 2014 at 6:07 pm #11638
Sooo what hasn’t been delayed with Obamacare???
DHHS to delay Medicaid changeJanuary 15, 2014 at 11:33 am #11771
…and yet another delay’d deadline.
White House pushes back ObamaCare enrollment deadline for pre-existing conditionsJanuary 17, 2014 at 5:36 pm #11852
And some people still think Obamacare is great and will help everyone!!! Young people are not signing up.. so now insurance companies are wondering how it will be paid for… GUESS WHAT… It will be paid for by higher prices, CO-pays and fees ..
World’s greatest hacker calls Healthcare.gov security ‘shameful’
ANOTHER Obamacare’s Hidden Penalty That Could Wallop Your Wallet
Welcome to our world Congress!!!!
Survey: Congress Doesn’t Want to Dump Government Benefits
Think You Have Obamacare Coverage? Prove It
Latest Obamacare headache: Thousands may not be insured after all
January 20, 2014 at 11:02 am #11906
- This reply was modified 1 month, 3 weeks ago by SGingras.
Think it’s hard to enroll in ObamaCare? Try getting out of it.
‘Parallel universe’: Woman spends 6 weeks trying to disenroll from ObamaCare,January 20, 2014 at 11:08 am #11907
What… Obamacare had a provision with no plan in place??? NO WAY!!!!
White House reportedly delays ObamaCare equal coverage provision
The Obama administration is reportedly delaying enforcement of another aspect of ObamaCare, one that prohibits employers from providing better health benefits to top executives than those being offered to regular employees.January 20, 2014 at 11:15 am #11908
What’s another Obamacare delay… Think this would be happening if it was Michelle Obama???
Cancer patient’s treatment put on hold over ObamaCareJanuary 23, 2014 at 6:02 pm #12026
Subject: Why the Fine Print of Obamacare Could Cost You in Life & Death
If you have a relative or friend who will be going on medicaid or have been forced into medicaid due their level of qualifying income under the ACA law in order to get health insurance then they need to be aware of this topic! It would be prudent if one desires to preserve their estate assets to make sure their ownership is adjusted prior to the look back period.
http://www.nolo.com/legal-encyclopedia/how-medicaid-recovers-the-cost-long-term-care-from-your-estate-after-you-die.html [THIS IS THE BEST LINK ON THIS TOPIC I FOUND]
Affordable Care Act of 2010. Estate recovery will be forced on millions of people who might have otherwise gone without insurance. Why? Because the plan is that millions more Americans have health insurance. That would be accomplished by expanding Medicaid and implementing premium assistance (subsidies). When a person is found to be eligible for Medicaid, they will be automatically enrolled into their state’s Medicaid program. Those forced into Medicaid will, due to the federal law, also be forced into estate recovery. Their estates will be partly or fully taken over by the federal or state government when they die.
extract from: http://www.dailykos.com/story/2013/10/17/1248425/-Medicaid-Estate-Recovery-ACA-Unintended-Consequences#
So here’s the deal: since 1993 there has been a federal law requiring states to recover at least some of the costs of Medicaid-covered medical care for anyone 55 years old and up, from the estates of those covered.
States enforce this law, with their own laws and policies added in, differently in every state. But the general principle is there. Up until now the usual consequence has been things like this: Medicaid puts a lien on the house of someone in a nursing facility who has run out of money, and after they die, the heirs find they have to buy the house back from the state if they want it.
We haven’t had lots of people younger than 65 on Medicaid, because in most states simply earning less than the Federal Poverty Level did not qualify one for Medicaid.
And we haven’t had many people with lots of assets on Medicaid, because in most places you have to have less than around $2400 to your name before Medicaid will cover you. You can keep your house and your car, but Medicaid reserves the right to put liens on them and take them when you die.
But now we have the Affordable Care Act, and its expectation that everyone in the lower tier of income will end up in the Medicaid system. To accomplish this, they have dropped the asset test. So now we will have lots of people ages 55-64, who have assets but not a lot of income right now, for whatever reason, on Medicaid.
The kicker of it is, if you make the right amount to qualify for a subsidized health insurance plan, your costs are going to be shared and subsidized by the government. But if you go on Medicaid, you owe the entire amount that Medicaid spends on you from the day you turn 55.
And that amount is not just what is spent on your doctor visits and your treatments, whatever they may be. No, there is also something called a “capitation charge.” For each enrollee, a base cost is assigned to the entity that administers the program. How much will that charge be? It varies by state, and as far as I can tell by other variables as well, but it could be hundreds of dollars per month, or more. (If you have specific information on this, please do share it!)
How will this play out? No one knows, as far as I can tell. But it is easy to see how this could become a real problem. If someone is low income and goes on Medicaid, will Medicaid put a lien on their house? If they need to sell their house and move, will they then lose all their equity in paying off the lien? Will people get hit with bills and liens for many thousands of dollars, even if they were healthy and hardly ever went to the doctor?
Why is it that Medicaid is pretty much cost free to use up to age 54 if you qualify, and suddenly becomes a collateral loan at age 55, for which a state agency will do its best to collect payment in full for every cost assigned? It seems clear that the Estate Recovery law did not anticipate the current circumstance with the ACA, and that putting the two laws together makes for a terribly unfair situation for some. What can we do to remedy this situation?
The fact that practically no one is talking about this makes me uneasy. (It has been mentioned a few times, for instance the comments section of the diary here.) At the very least what we are getting set up to do is implement an arbitrary, capricious, and regressive tax, that will only be paid by older, low income people. And we are putting this in motion at a time when there are lots of other difficulties to be worked out. I would like to make sure that we are not forgetting those who will find themselves stuck between their need for health coverage and the implications of the Medicaid Estate Recovery laws and programs.
[FYI we all should read this book just to know how to survive the onslaught of ACA!
http://www.amazon.com/Beating-Obamacare-Your-Handbook-Healthcare/dp/1621570797 ]January 24, 2014 at 9:26 am #12046
On Monday of this week I was at the Pharmacy picking up my meds and got a shock. The Pharmacist was telling some of the folks that were paying in cash because of no insurance that beginning on 1 Feb 2014 they could no longer do this. So if you have insurance you can pay your co-pay with cash but if you do not have insurance you cannot get your meds by paying cash. What the hell kind of sense does this make ? Zero, zilch, nada, none, whatsoever and what exactly are these people supposed to do to get their meds ? If you are single and disabled and do not get at least $13,000.00 per year you are not eligible for ANY insurance or Medicare or Medicaid so what are you supposed to do ? This is happening to a woman right now and she has been told that because she has no dependents that she falls into this category of NOT being able to get any insurance and does not qualify for the ” subsidy ” in order to pay for a higher priced insurance. The Pharmacist told them that he could not help them in any way possible because if he took their cash he would be breaking a FEDERAL LAW by doing so. What The Hell are these people going to do ? Anybody have any idea as to how they can go about getting their meds other than by doing so illegally ?January 26, 2014 at 11:51 am #12112
Administration fears part of health care system so flawed it could bankrupt insurance companies
While the administration publicly expresses full confidence in its health care law, privately it fears one part of the system is so flawed it could bankrupt insurance companies and cripple ObamaCare itself.
“Week after week, month after month,” says John Goodman of the National Center for Policy Analysis, “the Obama administration kept telling us everything’s working fine, there’s no problem and then they turn on a dime and fire their contractor.”
To justify a no-bid contract with Accenture after firing CGI as the lead contractor, the administration released documents from the Department of Health and Human Services and the Center for Medicare and Medicaid Services that offered a rare glimpse of its worst fears, saying the problems with the website puts “the entire health insurance industry at risk” … “potentially leading to their default and disrupting continued services and coverage to consumers.”
Then it went even further, saying if the problems were not fixed by mid-March, “they will result in financial harm to the government.”
It even added that without the fixes “the entire health care reform program is jeopardized.”
In spite of the “urgent” need officials cited to keep the system from collapsing, the White House spokesman said he knew nothing about it.
“I didn’t see the article I’m not aware of those statements,” Jay Carney said.
The dangers were known in early December, but later, shortly before CGI was fired, Health and Human Services Secretary Kathleen Sebelius gave Fox News an upbeat account.
“I’m thrilled that we’re going to have millions of people for the first time that have health security,” she said.
Shortly after the website went live,one official told Congress a critical part of the system – what is known as the “back end” — had not even been built yet.
Doug Holtz-Eakin, former head of the Congressional Budget Office, says “the back end — that information is supposed to be transmitted to an insurance company, the insurance company knows who you are, they know what policy you’ve picked.”
But the back end still hasn’t been built, so insurers are dealing with massive confusion, missing information on who’s signed up and what subsidies they get.
Sebelius insisted once again Wednesday it would all come together and insurance companies will get their money.
“I mean we will get them paid,” she said. “There is no question about that, so we are on track.”
For now, though, officials concede they’re relying on estimates from the insurers.
“Here’s who we think we have, and here’s the subsidy we think they’re owed,” explains Jim Capretta of the Ethics and Public Policy Center. “Please send us a check from the treasury,” he says chuckling. “The honor system again.”
“There’s no way to effectively match policies and people,” says Holtz-Eakin.
“And on top of that, you can’t match policies, people, to the federal subsidies and that’s a big problem in terms of just the mechanics of making payments.”
The administration emphasizes that fixing the site by mid-March is urgent. Otherwise the system could descend into chaos and threaten the future of ObamaCare.
Meanwhile, a new Quinnipiac poll gives the president poor grades for his management of health care, with 59 percent disapproving while 36 percent approve.January 30, 2014 at 6:07 am #12253
It is so great to see the Unions pissed at Obama.. But Boomer will somehow kowtow to them and provide some type of exemption
Labor unions ‘bitterly disappointed’ with proposed ObamaCare regulations
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